:root {
  --navy: #0b1b33;
  --navy2: #12284a;
  --navy3: #1b355e;
  --white: #ffffff;
  --text: #1c2433;
  --muted: #5c6678;
  --gold: #d4af37;
  --gold2: #b8932a;
  --line: #e3e7ee;
  --bg: #f6f7fa;
  --green: #25d366;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font: 17px/1.65 system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif; color: var(--text); background: var(--bg); }
h1, h2, h3 { font-family: Georgia, 'Times New Roman', serif; font-weight: 400; line-height: 1.2; color: var(--navy); }
h2 { font-size: clamp(28px, 4.5vw, 38px); margin: 0 0 12px; }
a { color: var(--navy3); }
img { max-width: 100%; }
.wrap { max-width: 1080px; margin: 0 auto; padding: 0 22px; }
.eyebrow { font-size: 13px; letter-spacing: 3px; text-transform: uppercase; color: var(--gold2); font-weight: 700; }
.muted { color: var(--muted); }

/* Kopf */
header.top { background: var(--navy); }
header.top .wrap { display: flex; align-items: center; justify-content: space-between; gap: 14px; padding-top: 14px; padding-bottom: 14px; flex-wrap: wrap; }
header.top .logo img { height: 54px; display: block; }
header.top nav a { color: #d6dbe6; text-decoration: none; margin-left: 20px; font-size: 15px; letter-spacing: .5px; }
header.top nav a:hover { color: var(--gold); }

/* Hero */
.hero { position: relative; background: var(--navy); color: var(--white); overflow: hidden; }
.hero img.bg { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; opacity: .38; }
.hero .wrap { position: relative; padding-top: 90px; padding-bottom: 90px; }
.hero h1 { color: var(--white); font-size: clamp(36px, 6vw, 60px); margin: 10px 0 14px; max-width: 760px; }
.hero p { color: #dfe4ee; max-width: 620px; font-size: 19px; margin: 0; }
.hero .eyebrow { color: var(--gold); }

.btn { display: inline-flex; align-items: center; gap: 8px; margin: 22px 10px 0 0; padding: 14px 24px; border-radius: 8px; border: 0; cursor: pointer;
  font: 600 16px system-ui, sans-serif; text-decoration: none; letter-spacing: .3px; color: var(--navy); background: var(--gold); }
.btn:hover { background: #e2bf4c; }
.btn.whatsapp { background: var(--green); color: #fff; }
.btn.outline { background: transparent; color: var(--white); border: 1px solid rgba(255, 255, 255, .5); }
.btn.navy { background: var(--navy); color: #fff; }

section { padding: 70px 0; }
section.alt { background: var(--white); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
section.dark { background: var(--navy); color: #e3e8f1; }
section.dark h2, section.dark h3 { color: var(--white); }

.grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 22px; }
.card { background: var(--white); border: 1px solid var(--line); border-radius: 14px; padding: 26px; box-shadow: 0 6px 24px rgba(11, 27, 51, .06); }
.card h3 { font-size: 23px; margin: 6px 0 4px; }
.card .q { color: var(--gold2); font-style: italic; font-family: Georgia, serif; margin: 0 0 10px; }
.card p { color: var(--muted); margin: 0; }
.card img { width: 100%; height: 190px; object-fit: cover; border-radius: 10px; margin-bottom: 14px; }

.steps { counter-reset: s; }
.steps .card { position: relative; padding-top: 70px; }
.steps .card::before { counter-increment: s; content: counter(s); position: absolute; left: 26px; top: 18px; width: 40px; height: 40px;
  border-radius: 50%; border: 2px solid var(--gold); color: var(--gold2); font: 20px Georgia, serif; display: flex; align-items: center; justify-content: center; }

.split { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: center; }
@media (max-width: 800px) { .split { grid-template-columns: 1fr; } }
.photo { width: 100%; border-radius: 14px; display: block; box-shadow: 0 10px 34px rgba(11, 27, 51, .18); }
blockquote { margin: 22px 0 0; padding: 18px 22px; border-left: 3px solid var(--gold); background: rgba(212, 175, 55, .08);
  font-family: Georgia, serif; font-size: 19px; color: var(--navy); border-radius: 0 10px 10px 0; }

ul.checks { list-style: none; padding: 0; margin: 14px 0 0; }
ul.checks li { padding-left: 30px; position: relative; margin: 8px 0; }
ul.checks li::before { content: '✓'; position: absolute; left: 0; color: var(--gold2); font-weight: 700; }
.chips { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 14px; }
.chips span { border: 1px solid rgba(212, 175, 55, .6); color: var(--white); padding: 7px 14px; border-radius: 30px; font-size: 15px; }
.partners { display: flex; flex-wrap: wrap; align-items: center; justify-content: center; gap: 40px; }
.partners img { height: 70px; width: auto; filter: grayscale(.1); }

/* Formular */
.fields { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
@media (max-width: 620px) { .fields { grid-template-columns: 1fr; } }
.fields .full { grid-column: 1 / -1; }
label { display: block; font-size: 14px; color: var(--muted); margin-bottom: 4px; }
input, select, textarea { width: 100%; padding: 12px 14px; border-radius: 8px; border: 1px solid #cfd5df; background: #fff; color: var(--text); font: 16px system-ui, sans-serif; }
textarea { min-height: 110px; resize: vertical; }
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--gold); box-shadow: 0 0 0 3px rgba(212, 175, 55, .2); }
.consent { display: flex; gap: 10px; align-items: flex-start; font-size: 14px; color: var(--muted); margin: 16px 0 0; }
.consent input { width: auto; margin-top: 4px; }
.formnote { font-size: 13.5px; color: var(--muted); }

article.legal { background: #fff; border: 1px solid var(--line); border-radius: 14px; padding: 34px; margin: 40px 0 60px; }
article.legal h1 { margin-top: 0; }
article.legal h2 { font-size: 24px; margin-top: 30px; }

footer.bottom { background: var(--navy); color: #aab4c6; font-size: 14px; }
footer.bottom .wrap { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px; padding-top: 26px; padding-bottom: 34px; }
footer.bottom a { color: #aab4c6; text-decoration: none; }
footer.bottom a:hover { color: var(--gold); }
.float-wa { position: fixed; right: 18px; bottom: 18px; z-index: 50; width: 58px; height: 58px; border-radius: 50%; background: var(--green);
  display: flex; align-items: center; justify-content: center; box-shadow: 0 6px 24px rgba(0, 0, 0, .35); font-size: 28px; text-decoration: none; }

/* Bewertungen */
.reviews { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 18px; margin: 20px 0; }
.review { margin: 0; background: var(--white); border: 1px solid var(--line); border-radius: 14px; padding: 22px; box-shadow: 0 6px 24px rgba(11, 27, 51, .06); }
.review .stars { color: var(--gold); letter-spacing: 2px; font-size: 18px; }
.review blockquote { margin: 10px 0; padding: 0; border: 0; background: none; font: 15.5px/1.6 system-ui, sans-serif; color: var(--text); }
.review figcaption { color: var(--muted); font-size: 13px; }
.partner-text { display: inline-flex; flex-direction: column; align-items: center; padding: 14px 20px; border: 1px solid var(--line); border-radius: 12px; text-decoration: none; color: var(--navy); }
.partner-text strong { font-family: Georgia, serif; font-size: 20px; }
.partner-text span { font-size: 13px; color: var(--muted); }

/* Navigation */
header.top nav { display: flex; flex-wrap: wrap; gap: 6px; }
header.top nav a { margin-left: 0; padding: 7px 14px; border-radius: 30px; border: 1px solid rgba(255, 255, 255, .25); }
header.top nav a:hover { border-color: var(--gold); }
@media (max-width: 560px) { header.top .wrap { justify-content: center; } header.top nav { justify-content: center; } header.top nav a { font-size: 13.5px; padding: 6px 11px; } }